Small Business in Lumberton, NC: County Figures and Local Offices

Robeson County, NC employers, employees and payroll around Lumberton, NC

Robeson County, NC had 1,787 employer establishments, 31,788 employees and $1,341.7 million in annual payroll in 2023 (County Business Patterns). Of those establishments, 846 had fewer than five employees; 4 had 1,000 or more. Nonemployer Statistics, a separate program, counted 9,226 businesses with no paid employees in the county in 2024.

ZIP 28358, the Lumberton mail ZIP, held 835 employer establishments with 13,601 employees and $589.7 million in payroll in 2023, and 45.3% of those establishments had fewer than five employees (ZIP Code Business Patterns). The ZIP is wider than the city: Lumberton, NC covers 7.3% of its land.

Sector pages built on these counts are on the industry pages; the funding structures are on the comparison page.

Lumberton, NC chamber of commerce members

A chamber membership list is one way to see which local businesses are active and who to ask about a lease or a supplier. None of the official sources checked for this site confirmed a chamber page, so none is named or linked here.

Lumberton, NC restaurants for sale: what buyers compare

County Business Patterns counted 55 full-service and 83 limited-service restaurant employer establishments in Robeson County, NC in 2023, 138 by our sum of the two codes; ZIP 28358 held 36 and 44 of them (ZIP Code Business Patterns). A buyer compares the asking price with the restaurant's own tax returns, the lease term left, and the condition of the kitchen equipment. See the restaurant financing page.

Lumberton, NC small businesses for sale, explained for Robeson County, NC

Buying a running business is financed differently from starting one. Partners read the seller's returns and bank statements, the purchase agreement and the buyer's own record. A term loan is the usual structure, sometimes with seller financing alongside; equipment financing can carry a large item bought with the business. The acquisition payment calculator gives the monthly figure for any amount, rate and term.

Lumberton, NC economic development corporation: a quick orientation

An economic development corporation recruits employers and keeps site lists; it is a recruiting body rather than a source of small-business loans, though it may know of local programs. No county or regional organization's page was verified for this site.

Lumberton, NC small business development center: a quick orientation

North Carolina's Small Business and Technology Development Center lists its offices on the NC SBTDC locations page (checked 2026-10-20). Ask the center about any fees and which office covers Robeson County, NC. The SBA's North Carolina District Office page lists federal programs; SBA loans are not arranged through Boldmoor.

Lumberton, NC economic development department: the short version

City departments are reached from the City of Lumberton, NC website, and county departments from the Robeson County, NC website. Before a build-out or a change of use, read the zoning and permits guide; before listing equipment and fixtures, read the county business personal property guide.

Self-employed workers in Lumberton, NC (American Community Survey)

The American Community Survey puts self-employed residents at 7.0% (± 0.7) of employed workers in Robeson County, NC and 5.9% (± 1.5) in Lumberton, NC, against 9.8% (± 0.1) statewide (ACS 2020-2024 5-year). The city and county ranges overlap, so the two cannot be ranked.

Where Robeson County, NC businesses sit by ZIP

ZIP 28358 is not the only business ZIP near Lumberton, NC. ZIP Code Business Patterns 2023 counted 220 employer establishments in ZIP 28372 (Pembroke mail) and 150 in ZIP 28384 (St. Pauls mail). Those are ZIP counts, not town counts: Pembroke, NC covers 7.2% of its ZIP's land and St. Pauls, NC 1.5%.

Boldmoor Financial on North Elm Street, Lumberton, NC

Boldmoor Financial, 305 N Elm St, Lumberton, NC 28358. Phone (910) 492-3696. Requests are handled by phone and through the online form; towns covered are on the areas served page.

Owners served throughout Lumberton, NC

Requests from Lumberton, NC reach partners open to many lines of work: think of contractors and construction trades, restaurants and food service, medical and dental practices or retailers and wholesalers that carry stock. Any partner in the network applies its own criteria before reaching a decision.

Files to pull together in Lumberton, NC

• Bank statements for the operating account, usually the latest three to six months
• Last year's business tax return (some partners also ask for personal returns)
• An up-to-date income statement, alongside a balance sheet
• Current photo identification for all owners named in the paperwork
• Your state business registration together with the EIN assignment letter
• Details of the debt the company already carries including payment amounts and due dates

Every partner asks for a slightly different file, and this list covers the common ground.

Our steps after a request from Lumberton, NC

1. Phone (910) 492-3696 or complete the short form with the amount and purpose.
2. The details are shared with partners that handle requests of this type.
3. The partner reviews what you sent and decides whether to make an offer.
4. Should a partner make an offer, check the full cost and the payment plan; saying no is always an option.

Companies in Lumberton, NC never need an office visit; phone and online work fine.

By Boldmoor Financial · Updated October 20, 2026